Your Practical Advisor

These Terms of Use constitute a legal agreement between you and Your Practical Advisor.

The Your Practical Advisor Web Site is comprised of http://www.yourpracticaladvisor.com,www.businessschoolbootcamp.com and their constituent web pages and various other web sites, URLs and Web pages operated by Your Practical Advisor.

The Your Practical Advisor Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Your Practical Advisor Web Site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE

Your Practical Advisor reserves the right to change the terms, conditions, and notices under which the Your Practical Advisor Web Site is offered, including but not limited to the charges associated with the use of the Your Practical Advisor Web Site. All changes shall be effective and deemed accepted by all users upon posting of such changes on the Your Practical Advisor Web Site. That version will then apply to all use by you following the date of publication. Each access of information from Your Practical Advisor will be a separate, discrete transaction based on the then prevailing terms. These Terms of Use and the license granted by it may not be assigned or sublet by you without Your Practical Advisor's advance written consent.

SUBSCRIPTION TERMS

Use of the Your Practical Advisor Web Site requires the payment of a monthly subscription service. Each user agrees to pay to Your Practical Advisor a monthly subscription fee, in advance, via Pay Pal, credit card or other method from time to time established by Your Practical Advisor , for each month’s use of the Your Practical Advisor Web Site. Each user authorizes Your Practical Advisor to automatically debit the payment source or mechanism associated with his or her registered account for each monthly subscription fee. Monthly subscription fees are not refundable for any reason. Automatic debits shall continue unless the user terminates the subscription in accordance with these uerms and conditions. For termination on the Your Practical Advisor Web Site. To cancel your subscription please send your request to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Your Practical Advisor may from time to time establish special promotional thirty day “trial offers”, in its discretion, on such terms and conditions as may be posted on the Your Practical Advisor Web Site. Your Practical Advisor may provide access to or use of thirty day promotional or trial offers using promotion codes, coupons , credits or other mechanisms, in its sole discretion. Promotional or trial offers may be modified or terminated at any time, in Your Practical Advisor’s discretion, and will in any case be limited to one offer per user. At the end of any thirty day promotional or trial offer, the user’s credit card or Pay Pal account will automatically be debited for each subsequent monthly subscription period, and such automatic debits shall continue unless the user terminates the subscription during the thirty day trial period, in accordance with the terms and conditions for termination on the Your Practical Advisor Web Site.

Promotional or trial subscriptions provide the user to access to limited portions of the Your Practical Advisor Web site. The entire Your Practical Advisor Web site will be made available only to users paying the complete monthly subscription fee for a given month.

From time to time, Your Practical Advisor may provide its members with access to offers or promotions made available by or from third parties. If a Your Practical Advisor member provides an e mail address or other information to such a third party, Your Practical Advisor will not be responsible for the use of the information so provided.

Your Practical Advisor has no obligation to monitor the Communication Services. However, Your Practical Advisor reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Your Practical Advisor reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Your Practical Advisor reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Your Practical Advisor's sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Your Practical Advisor does not control or endorse the content, messages or information found in any Communication Service and, therefore, Your Practical Advisor specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Your Practical Advisor spokespersons, and their views do not necessarily reflect those of Your Practical Advisor.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO Your Practical Advisor OR POSTED AT ANY Your Practical Advisor WEB SITE

Your Practical Advisor does not claim ownership of the materials you provide to Your Practical Advisor (including feedback and suggestions) or post, upload, input or submit to any Your Practical Advisor Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Your Practical Advisor, its affiliated companies, licensees and sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Your Practical Advisor is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Your Practical Advisor's sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LIABILITY DISCLAIMER

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE YOUR PRACTICAL ADVISOR WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. YOUR PRACTICAL ADVISOR AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE YOUR PRACTICAL ADVISOR WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE YOUR PRACTICAL ADVISOR WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

YOUR PRACTICAL ADVISOR AND ITS AGENTS, EMPLOYEES, OFFICERS, OWNERS, MEMBERS, SUCCESSORS, ASSIGNS AND SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE YOUR PRACTICAL ADVISOR WEB SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS, WHERE IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. YOUR PRACTICAL ADVISOR AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL YOUR PRACTICAL ADVISOR AND/OR ITS AGENTS, EMPLOYEES, OFFICERS, OWNERS, MEMEBERS, SUCCESSORS, ASSIGNS OR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE YOUR PRACTICAL ADVISOR WEB SITE, THE RESULTS OBTAINED FROM CONTENT, DATA OR ADVICE RENDERED ON THE YOUR PRACTICAL ADVISOR WEB SITE, WITH THE DELAY OR INABILITY TO USE THE YOUR PRACTICAL ADVISOR WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE YOUR PRACTICAL ADVISOR WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE YOUR PRACTICAL ADVISOR WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF YOUR PRACTICAL ADVISOR OR ANY OF ITS AGENTS, EMPLOYEES, OFFICERS, OWNERS, MEMEBERS, SUCCESSORS, ASSIGNS OR SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE YOUR PRACTICAL ADVISOR WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE YOUR PRACTICAL ADVISOR WEB SITE. STOMPERNET’S MAXIMUM LIABILITY FOR ANY BREACH OF THIS AGREEMENT OR ANY CLAIM ARISING OF THE USE OF ITS WEB SITE OR ANY CONTENT APPEARING ON ITS WEB SITE SHALL BE A REFUND OF ANY MONTHLY SUBSCRIPTION FEE PAID BY THE SUBSCRIBER FOR THE MONTH DURING WHICH ANY CLAIM OR ALLEGED CLAIM ARISES.

SERVICE CONTACT: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

TERMINATION/ACCESS RESTRICTION

Your Practical Advisor reserves the right, in its sole discretion, to terminate your access to the Your Practical Advisor Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Georgia, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Gwinnett County, Georgia, U.S.A. in all disputes arising out of or relating to the use of the Your Practical Advisor Web Site. Use of the Your Practical Advisor Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Your Practical Advisor as a result of this agreement or use of the Your Practical Advisor Web Site. Your Practical Advisor's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Your Practical Advisor's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Your Practical Advisor Web Site or information provided to or gathered by Your Practical Advisor with respect to such use.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Your Practical Advisor with respect to the Your Practical Advisor Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Your Practical Advisor with respect to the Your Practical Advisor Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of the Your Practical Advisor Web Site are: Copyright © 2008 - 2009 by Your Practical Advisor and/or its suppliers. All rights reserved.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.

Limitation On Use of Information

You agree to use content or information obtained from Your Practical Advisor's Web Site only for your own private use or the internal purposes of your home or business, provided that is not the selling or broking of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of such content or information (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, posting on a web site, redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for this purpose only. Nothing herein shall authorize you to create any database, digital copy, directory or hard copy publication of or from such content or information, whether for internal or external distribution or use.

Confidentiality of Codes, Passwords and Information

You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from Your Practical Advisor, and all information to which you have access through password-protected areas of the Your Practical Advisor Website and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.